Accident on Set Insurance

Benefits Information for Producers and Performers

Accident Benefits – Part 2

PERMANENT TOTAL DISABILITY (Including death)
Coverage is provided after the submission of medical proof of permanent total disability or death due to an injury sustained from a qualifying accident on set.

Benefit Amount	up to $1,000,000 – under age 65 up to $500,000 – between ages 65 and 69 up to $250,000 – between ages 70 and 74
	Except additional background performers and the parent/guardian of a minor child where the benefit amount is: up to $50,000 – under age 65 up to $25,000 – between ages 65 and 69 up to $12,500 – between ages 70 and 74
Benefit Payment	When a qualifying accident on set causes an injury directly resulting in permanent total disability or death within 365 days; notice and satisfactory written proof of loss or loss of use must be submitted within 90 days of the occurrence.
Taxable Status	Non-taxable
Permanent Total Disability	Occurs when an injured performer is totally disabled and unable to undertake the material duties for which (s)he is reasonably fit by training, education or experience for a period of 365 days and, at the end of 365 days, it is reasonably certain that such disability is permanent.
Repatriation Benefit	If an injury results in loss of life within Canada but outside the performer's usual Canadian residence within 365 days of the accident on set, the actual expenses incurred will be paid for the following: Preparing the deceased for burial or cremation; Shipment of the deceased's body to his/her usual place of residence; Maximum benefit is $10,000.
Assumption	Death will be assumed if the body is not found within 365 days after the mode of transportation sinks, makes a forced landing or is lost, wrecked or stranded.
Single Benefit Limitation	The maximum total amount payable is limited to the largest benefit for which the insured performer is eligible under either Part 1 or Part 2.
Aggregate Limit of Indemnity	The total limit of liability for all benefits payable under Parts 1 and 2 combined for all injured performers as a result of injuries sustained in any one accident is $10,000,000.00.
Termination of Benefits	Benefits terminate at age 75.